Individual Identifier
Sample Type
Recruiting Batch
Primary respondent or not
Hardware provided
Survey language
Survey start date
Survey end date
Gender - Male
Year of birth
Age
Age range for missing age
US citizen
Born in the US
State born - FIPS coding
Country born
Unlisted country born
Immigrant status
State residence - FIPS coding
Marital status
Living with partner
Highest level of education
Spanish/Hispanic/Latino
Spanish/Hispanic/Latino group
White
Black
American Indian or Alaska Native
Asian
Hawaiian/Pacific Islander
Race
Currently working
On sick or other leave
Unemployed - on layoff
Unemployed - looking
Retired
Disabled
Other Labor Force Status
Labor Status
Employment type
Work full-time or part-time
Hours of work per week
Household income
Whether any other HH member
Number of household members besides R
HH member 1 age
HH member 2 age
HH member 3 age
HH member 4 age
HH member 5 age
HH member 6 age
HH member 7 age
HH member 8 age
HH member 9 age
HH member 10 age
HH member 11 age
HH member 12 age
HH member 13 age
HH member 14 age
HH member 15 age
HH member 16 age
HH member 17 age
HH member 18 age
HH member 1 gender - male
HH member 2 gender - male
HH member 3 gender - male
HH member 4 gender - male
HH member 5 gender - male
HH member 6 gender - male
HH member 7 gender - male
HH member 8 gender - male
HH member 9 gender - male
HH member 10 gender - male
HH member 11 gender - male
HH member 12 gender - male
HH member 13 gender - male
HH member 14 gender - male
HH member 15 gender - male
HH member 16 gender - male
HH member 17 gender - male
HH member 18 gender - male
Whether HH member 1 is in the HH
Whether HH member 2 is in the HH
Whether HH member 3 is in the HH
Whether HH member 4 is in the HH
Whether HH member 5 is in the HH
Whether HH member 6 is in the HH
Whether HH member 7 is in the HH
Whether HH member 8 is in the HH
Whether HH member 9 is in the HH
Whether HH member 10 is in the HH
Whether HH member 11 is in the HH
Whether HH member 12 is in the HH
Whether HH member 13 is in the HH
Whether HH member 14 is in the HH
Whether HH member 15 is in the HH
Whether HH member 16 is in the HH
Whether HH member 17 is in the HH
Whether HH member 18 is in the HH
HH member 1 relationship
HH member 2 relationship
HH member 3 relationship
HH member 4 relationship
HH member 5 relationship
HH member 6 relationship
HH member 7 relationship
HH member 8 relationship
HH member 9 relationship
HH member 10 relationship
HH member 11 relationship
HH member 12 relationship
HH member 13 relationship
HH member 14 relationship
HH member 15 relationship
HH member 16 relationship
HH member 17 relationship
HH member 18 relationship
currently in school
general health
satisfaction current financial situation
rate credit score
stress because of finances
total household income over last 12 months
how easy to predict household income for following month
income varied month per month
Medicaid
Medicare
social security
Supplemental Security Income (SSI) Benefits
Social Security Disability Insurance (SSDI)
Supplemental Nutrition Assistance Program (SNAP or food stamps)
Other public benefit
how compares total income to total spending
how paid bills over last 12 months
how pay emergency expense
Put it on my credit card and pay it off in full at the next statement
Put it on my credit card and pay it off over time
With the money currently in my checking/savings account or with cash
Using money from a bank loan or line of credit
By borrowing from a friend or family member
Using a payday loan, deposit advance, or overdraft
By selling something
I wouldnt be able to pay for the expense right now
Other, please specify: q043_other
how long could cover expenses
how confident doing what needed to meet long term goals
Checking account current value
Savings account current value
Employer-provided retirement account (e.g. 401k, 403(b) or Thrift Savings Plan (
Individual retirement account not provided by an employer (IRA, Keogh, SEP, or a
Savings in cash current value
Other current value
Checking save frequency
Savings account save frequency
Retirement account (IRA, Keogh, SEP, or any other retirement fund) frequency
Savings in cash frequency
Other save frequency
Cashed a check
Sent money to friends or family living outside the US
Borrowed a payday loan or received a payday advance
Used a pawn shop loan
Used rent-to-own services
Took out a tax refund anticipation loan
debt payments manageable
amount of debt--auto loans
amount of debt--student loans
amount of debt--small business loans
amount of debt--mortgages
amount of debt--medical
amount of debt--credit cards
how long til all debt paid
living situation
car insurance on all vehicles
covered by homeowners insurance
covered by renters insurance
have life insurance
have short or long term disability insurance
have health insurance
confidence in insurance coverage
household plans ahead financially
main job
Paid sick leave
Paid vacation/personal leave
Paid parental leave
Student loan repayment
Health insurance
Disability insurance
Life insurance
Retirement plans
Childcare
Ability to work from home
Other, please specify: q123_other
Dont know
amount of purchases in cash
main source of health insurance
USED INTERNET BANKING
spent time in jail/prison
I worried whether our food would run out before I got money to buy more.
we had trouble paying our rent or mortgage
did not get healthcare we needed because we couldnt afford it
stopped taking a medication or took less than directed due to the costs
LIFE EVENT--MARRIAGE
LIFE EVENT--DIVORCE OR SEPARATION
LIFE EVENT--DEATH OF A FAMILY MEMBER
LIFE EVENT--HAD CHILD/BECAME PRIMARY CAREGIVER
LIFE EVENT--BECAME CAREGIVER OF OLDER ADULT
LIFE EVENT--BEGAN COLLEGE OR GRAD SCHOOL
LIFE EVENT--GRADUATED COLLEGE OR GRAD SCHOOL
LIFE EVENT--STARTED NEW JOB
LIFE EVENT--RECEIVED SIGNIFICANT PROMOTION AND/OR RAISE
LIFE EVENT--LOST A JOB OR WORKED LESS THAN EXPECTED
LIFE EVENT--HAD MAJOR MEDICAL EXPENSE
LIFE EVENT--OTHER SIGNIFICANT LIFE EVENT
PORTION OF INCOME IN CASH
Purchased a money order
prepaid card value
amount of other debt or loans
amount of debt--home equity line of credit
HAVE ONE OR MORE CREDIT CARDS
USED MOBILE BANKING
TAKEN A LOAN FROM ANY RETIREMENT ACCOUNT
HOW OFTEN OVERDRAW CHECKING ACCT
HOW OFTEN CARRY A CREDIT CARD BALANCE
CURRENTLY SETTING ASIDE MONEY FOR EMERGENCY
WORKED AS AN INDEPENDENT CONTRACTOR/CONSULTANT/FREELANCE
COMPLETED ONE-OFF TASKS ONLINE OR IN-PERSON
WORKED IN A JOB WHERE ONLY CALLED TO WORK AS NEEDED
WORKED UNDER SHORT-TERM CONTRACTS
WORKED A JOB THAT LASTED A LIMITED TIME
Yes, I do
Yes, someone else in my household does
No
Checking account
Savings account
An employer-provided traditional pension or cash balance plan
have debt--auto loans
have debt--student loans
have debt--small business loans
have debt--mortgages
have debt--medical
have debt--credit cards
have debt--other loans
None of these
benefits employer offers
LIFE EVENT--BOUGHT A HOME
LIFE EVENT--MOVED TO NEW HOME, APARTMENT, RESIDENCE
LIFE EVENT--PURCHASED CAR
LIFE EVENT--EXPERIENCED NATURAL DISASTER
Wildfire
Hurricane
Earthquake
Tornado
Flood
Drought
Severe thunderstorm
Winter storm
Other (please specify): qa4_other
LIFE EVENT--TYPE OF EXPERIENCED NATURAL DISASTER
Cash management, money market, health savings account (HSA), and/or certificate
Savings in cash
Other assets
PREPAID CARD YES/NO/DK
Brokerage account, annuity, profit sharing/stock plan, and/or 529 plan
Brokerage account, annuity, profit sharing/stock plan, and/or 529 plan frequency
have debt--home equity line of credit
have flood insurance
have earthquake insurance
how confident car insurance provides enough support
how confident homeowner insurance provides enough support
how confident renter insurance provides enough support
how confident life insurance provides enough support
how confident disability insurance provides enough support
how confident flood insurance provides enough support
how confident earthquake insurance provides enough support
how confident health insurance provides enough support
ENGAGED BY DEBT COLLECTOR
FILED FOR BANKRUPTCY
REFINANCED MORTGAGE
CONSULTED DEBT COLLECTOR
No, I am not using such a service
Yes, I am using Mint.com (www.mint.com)
Yes, I am using Check.me (https://check.me )
Yes, I am using Pennyminder (http://pennyminder.com)
Yes, I am using You Need a Budget (https://www.ynab.com)
Yes, I am using Buxfer (www.buxfer.com)
Yes, I am using Yodlee Money Center (https://moneycenter.yodlee.com)
Yes, I am using SigFig (http://www.sigfig.com)
Yes, I am using HelloWallet (http://www.hellowallet.com)
Yes, I am using LearnVest (www.learnvest.com)
Yes, I am using Personal Capital (www.personalcapital.com)
Yes, I am using Power Wallet (https://www.powerwallet.com)
Yes, I am using Money Strands (http://www.money.strands.com)
Yes, I am using BillGuard (https://www.billguard.com)
Yes, I am using Everwealth (https://www.everwealth.io)
Yes, I am using a different financial management service
PERSONAL FINANCIAL MANAGEMENT SERVICE
number of different jobs
main reason more than one job
number of hours work at main job
type of industry
satisfied Level of pay
satisfied Stable and predictable pay
satisfied Stable and predictable hours
satisfied Control over hours and/or location (e.g., ability to work flexible hou
satisfied Job security
satisfied Employee benefits (e.g., healthcare, retirement)
satisfied Career advancement opportunities (e.g., promotion path, learning new s
satisfied Enjoying your day-to-day work (e.g., good co-workers/managers, pleasan
satisfied Having a sense of purpose and dignity in your work
satisfied Having the power to change things about your job that youre not satisf
Income has decreased
Expenses have increased
401(k) or retirement savings accounts lost value
Non-retirement investment accounts lost value
Other
Laid off from a job
Furloughed or on temporary leave from a job
Employer reduced hours or pay
Worked less because of lower demand for services offered
Business that I or someone in my household owns earned less revenue
other factor income decreased
Applied for a new job
Cut back on my expenses
Spent down savings
Carried a balance on a credit card
Borrowed money from my retirement account
Borrowed money from friends and family
Applied for a loan from a financial institution or online lender
Applied for unemployment benefits
Applied for other government benefits (SNAP, WIC, etc.)
Borrowed using a payday loan, deposit advance, or pawn shop loan
Sold something
Other action help cope reduced income
received stimulus check
Paid bills (rent, mortgage, utilities, etc.)
Paid for basic necessities (food, medicine, etc.)
Paid off debt or credit card balances
Put it into savings
Contributed to investments
Gave money to friends and family
Donated it to charity
other used stimulus check
how valuable stimulus check
how much financial stress coronavirus
I or someone in my household will lose our job or our hours will be cut
My household will struggle to pay our rent, mortgage, or utility bills
My household will struggle to afford basic necessities (like food and healthcare
Someone in my household will become sick with the coronavirus
The business that we own will have to close permanently
My health insurance wont provide enough financial support for healthcare if I or
Direct deposit into bank account
Paper check sent in the mail
Other, please specify: qa44_other
how received stimulus
where cashed or deposited check
fees to cash or deposit check
how many fees to cash or deposit check
was unable to get to work due to childcare responsibilities or other constraints
I will lose my health insurance
I or someone in my household will struggle to pay student loans
My automobile will be repossessed
My household will be pursued by debt collectors
My credit score will deteriorate
Havent used the payment yet
Score - Spend (calculated)
Score - Save (calculated)
Score - Borrow (calculated)
Score - Plan (calculated)
Score - FinHealth (calculated)
Financial Health tier (calculated)
CPS data for population benchmarks
Base Weight
Relative Post-Stratification Weight
Whether any weighting variable is imputed